4 Things To Consider As A First-Time Home Buyer

There are plenty of things that can go wrong when you’re buying a home. Luckily, the process becomes easier the more homes you buy; this is simply due to the fact that you are more informed about the process the more times that you experience it. However, there is a way to become a well-worn home buyer before even purchasing your first home. The key to this is becoming educated. Throughout the course of this brief article, you will learn about 4 things to consider as a first time homeowner. Mortgage Payments, Etc. The key to this heading is the “etc.” portion. Many first time home buyers believe that they can easily afford a home because they can afford the mortgage involved with purchasing a home. However, there is more that goes into purchasing a home than simply paying for the mortgage. The “real cost” of purchasing a home involves several things in addition to the mortgage. Property insurance, homeowner’s association dues, taxes, maintenance, and a slew of utility bills mean that the real cost of buying a home is much Continue Reading →

Treating Disabled Tenants Fairly In Ontario: How A Property Manager Can Help You

The Human Rights Code in Ontario offers disabled people comprehensive protection from discrimination in many aspects of everyday life, including access to rented accommodation. According to the Code, landlords must not discriminate against disabled tenants, before or during their tenancy, but this may result in complex challenges for you. An experienced property manager can help you deal with these issues and stay on the right side of the law when dealing with disabled tenants. Find out how. Choosing tenants As a landlord, you want a tenant who will always look after the property and pay the rent. As such, you will normally ask a series of questions to establish if the applicant is right for the property. However, you need to make sure your application process doesn’t discriminate against disabled applicants. An experienced property manager can do the work for you. He or she will fully understand the law in Ontario and can make sure every stage of the process is compliant with the Code. For example, you can ask everyone for details of their income and rental history, but Continue Reading →

Protecting Against Home Robbery

Home robberies can be scary for your family. In fact, 1 out of every 36 homes will be burglarized this year according to a recent study. These days it is common for kids to return home alone when both parents are working. In an effort to keep your home secure, you may think it is a great idea to lock your doors and provide your kids with a set of keys of their own. Before you do this, you have to remember that kids don’t always have the same priority of security that you do. In an effort to keep both your children and home safe, you have to identify the risks and come up with solutions that work for everyone. Here are some things to consider before you hand over the house keys.  Losing Keys It is very common for kids to misplace items, so when you hand over a set of house keys, you cannot be confident that they are going to keep up with them. Losing a set of house keys can end up putting your home Continue Reading →